Jobs, fresher vacancy - Head of Credit Risk - Mortgages • UK

Company: Harnham - Data & Analytics Recruitment

UK

HEAD OF CREDIT RISK - MORTGAGES UP TO £120,000 + EQUITY LONDON A rapidly growing UK fintech delivering ethical, shariah-compliant home finance solutions as an alternative to traditional mortgages. The company's core offering enables customers to purchase and refinance residential property without interest through a co-ownership Home Purchase Plan certified under Islamic finance principles, combining modern technology with accessible underwriting. It is FCA-regulated and focused on making home ownership fairer, more inclusive, and aligned with diverse customer values. THE ROLE You can expect to be involved in the following day to day: Lead and continuously evolve the credit risk strategy, ensuring a clearly defined risk appetite aligned with sustainable growth objectivesOwn credit risk oversight across core residential and investment property lending portfoliosProvide senior credit risk leadership on the design and launch of new lending products, including short-term and commercial real estate financeBalance commercial growth ambitions with robust risk governance, controls, and decision-making frameworksAct as a key senior stakeholder within a fast-growing, purpose-driven financial services organisation SKILLS AND EXPERIENCE Mortgages/Property Finance experience in credit risk analytics is a mustSenior Manager+ level of experienceStrong numerical degree HOW TO APPLY Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.