Jobs, fresher vacancy - Credit Risk Manager • UK

Company: Harnham - Data & Analytics Recruitment

UK

Credit Risk Manager £74,000-£100,000 London, hybrid (3 days per week in office) Harnham are working with a fast-growing consumer finance business to hire a Credit Risk Manager within their UK team. This is an opportunity to join a high performing organisation known for its data driven approach and rapid product innovation. THE COMPANY A leading FinTech scale-up operating across consumer lending products, known for its busy culture and strong market reputation.The business has experienced sustained growth across multiple product lines and continues to expand in both the UK and international markets.Highly data led environment with a strong focus on building efficient, customer centric lending solutions. THE ROLE You'll play a key role in developing and optimising lending and credit strategies across core UK products, with a likely initial focus on the organisation's newest product area. This position offers broad exposure to commercial, analytical and strategic work across the full credit lifecycle. Specifically, you can expect to be involved in: Developing and implementing acquisition and customer management strategies.Creating pricing, NPV and profitability models to support product growth.Embedding analytical insights into credit decision making and wider business strategy.Conducting analysis on customer trends, performance and portfolio dynamics.Collaborating with stakeholders across product, analytics and finance. YOUR SKILLS AND EXPERIENCE Strong academic background in a quantitative or analytical field.Experience developing lending strategies or driving commercial insight within consumer finance, FinTech or related analytical industries.Ability to interpret data to inform risk, pricing or customer strategy decisions.Proficiency in SQL; Python experience is beneficial.Experience in a busy environment with the ability to manage varied analytical projects. THE BENEFITS Broad exposure to multiple consumer lending products.Collaborative, high growth environment with opportunities for rapid development.Strong long term incentives through company share schemes.Opportunity to influence strategy in a highly data driven organisation. THE PROCESS Online case study assessment.In person interview covering a business case, technical questions and competency discussion.Final stage office visit with team interaction. HOW TO APPLY Please register your interest via the apply link on this page.